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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-5674085 | Recordkeeping | $6,479 |
ADP BROKER-DEALER4 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,110 |
ADP BROKER-DEALER4 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,745 | $65,378-43.8% | $87,103-57.8% | $65,186-43.6% |
| Participation rate | 91.3% | 75.3%+15.9pp | 76.9%+14.4pp | 70.2%+21.1pp |
| Annual return | 19.45% | 31.28%-11.8pp | 28.19%-8.7pp | 29.39%-9.9pp |
| Employer contribution / active EE | $412 | $1,823-77.4% | $2,521-83.7% | $2,177-81.1% |
| Participant deferral / active EE | $2,652 | $3,389-21.8% | $4,049-34.5% | $3,514-24.5% |
| Admin fee / account holder | $50 | $520-90.5% | $7,491-99.3% | $847-94.1% |