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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,704 | $96,678-85.8% | $86,640-84.2% | $139,466-90.2% |
| Participation rate | 50.0% | 74.4%-24.4pp | 71.7%-21.7pp | 80.3%-30.3pp |
| Annual return | 12.52% | 106.69%-94.2pp | 592.52%-580.0pp | 373.66%-361.1pp |
| Employer contribution / active EE | $2,276 | $3,265-30.3% | $3,024-24.8% | $4,754-52.1% |
| Participant deferral / active EE | $2,313 | $4,837-52.2% | $4,438-47.9% | $6,712-65.5% |
| Admin fee / account holder | $4,320 | $6,410-32.6% | $5,616-23.1% | $11,409-62.1% |