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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,342 | $175,257-35.9% | $149,717-25.0% | $139,456-19.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.07% | 166.70%-152.6pp | 134.41%-120.3pp | 373.45%-359.4pp |
| Employer contribution / active EE | $11,471 | $5,477+109.4% | $4,820+138.0% | $4,753+141.4% |
| Participant deferral / active EE | $6,964 | $6,521+6.8% | $5,682+22.6% | $6,711+3.8% |
| Admin fee / account holder | $4,824 | $16,156-70.1% | $13,213-63.5% | $11,407-57.7% |