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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,981 | $183,592-37.4% | $155,574-26.1% | $145,877-21.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.35% | 61.37%-49.0pp | 64.87%-52.5pp | 551.28%-538.9pp |
| Employer contribution / active EE | $9,606 | $5,317+80.7% | $4,676+105.4% | $4,663+106.0% |
| Participant deferral / active EE | $7,042 | $6,466+8.9% | $5,629+25.1% | $6,691+5.3% |
| Admin fee / account holder | $2,080 | $19,316-89.2% | $15,914-86.9% | $13,402-84.5% |