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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,981 | $183,592-37.4% | $155,567-26.1% | $145,959-21.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.35% | 61.24%-48.9pp | 64.74%-52.4pp | 561.95%-549.6pp |
| Employer contribution / active EE | $9,606 | $5,315+80.7% | $4,674+105.5% | $4,661+106.1% |
| Participant deferral / active EE | $7,042 | $6,464+8.9% | $5,628+25.1% | $6,689+5.3% |
| Admin fee / account holder | $2,080 | $19,318-89.2% | $15,916-86.9% | $13,398-84.5% |