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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,924 | $103,008+298.9% | $90,304+355.0% | $152,897+168.8% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 14.13% | 95.22%-81.1pp | 78.13%-64.0pp | 345.43%-331.3pp |
| Employer contribution / active EE | $719 | $3,139-77.1% | $2,855-74.8% | $4,764-84.9% |
| Participant deferral / active EE | $11,689 | $4,281+173.0% | $3,885+200.9% | $5,851+99.8% |
| Admin fee / account holder | $4,314 | $6,175-30.1% | $5,354-19.4% | $11,599-62.8% |