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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,497 | $176,786-89.5% | $146,643-87.4% | $167,536-89.0% |
| Participation rate | 91.7% | 83.6%+8.0pp | 80.1%+11.6pp | 82.1%+9.6pp |
| Annual return | 16.35% | 24.04%-7.7pp | 22.75%-6.4pp | 478.82%-462.5pp |
| Employer contribution / active EE | $2,819 | $5,161-45.4% | $4,137-31.9% | $4,839-41.7% |
| Participant deferral / active EE | $3,775 | $6,440-41.4% | $5,506-31.4% | $6,342-40.5% |
| Admin fee / account holder | $1,677 | $13,262-87.4% | $10,280-83.7% | $12,315-86.4% |