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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,878 | $168,635-63.3% | $147,617-58.1% | $125,389-50.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -8.08% | 77.65%-85.7pp | 61.98%-70.1pp | 282.24%-290.3pp |
| Employer contribution / active EE | $4,186 | $6,252-33.1% | $5,564-24.8% | $4,866-14.0% |
| Participant deferral / active EE | $3,686 | $5,507-33.1% | $4,895-24.7% | $5,352-31.1% |
| Admin fee / account holder | $2,145 | $13,580-84.2% | $11,612-81.5% | $9,541-77.5% |