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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,736 | $167,353+116.2% | $143,797+151.6% | $134,545+168.9% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -22.85% | 0.48%-23.3pp | -0.04%-22.8pp | 418.37%-441.2pp |
| Employer contribution / active EE | $6,959 | $5,620+23.8% | $4,952+40.5% | $4,742+46.8% |
| Participant deferral / active EE | $6,825 | $6,447+5.9% | $5,638+21.0% | $6,401+6.6% |
| Admin fee / account holder | $565 | $18,096-96.9% | $14,679-96.2% | $11,431-95.1% |