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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,779 | $165,399-48.1% | $149,745-42.7% | $158,982-46.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.08% | 348.34%-336.3pp | 276.72%-264.6pp | 302.99%-290.9pp |
| Employer contribution / active EE | $2,955 | $5,105-42.1% | $4,646-36.4% | $4,763-38.0% |
| Participant deferral / active EE | $10,455 | $7,183+45.6% | $6,843+52.8% | $5,983+74.7% |
| Admin fee / account holder | $330 | $10,811-96.9% | $9,312-96.5% | $11,252-97.1% |