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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,802 | $73,863+96.0% | $143,797+0.7% | $68,490+111.4% |
| Participation rate | 55.6% | 66.7%-11.1pp | 80.3%-24.8pp | 67.9%-12.3pp |
| Annual return | -13.95% | 0.91%-14.9pp | -0.04%-13.9pp | -7.85%-6.1pp |
| Employer contribution / active EE | $1,815 | $3,185-43.0% | $4,952-63.3% | $2,597-30.1% |
| Participant deferral / active EE | $4,243 | $3,385+25.3% | $5,638-24.8% | $4,028+5.3% |
| Admin fee / account holder | $4,203 | $5,756-27.0% | $14,679-71.4% | $5,403-22.2% |