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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,119 | $175,231-93.7% | $149,696-92.6% | $139,466-92.0% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 19.57% | 166.77%-147.2pp | 134.46%-114.9pp | 373.66%-354.1pp |
| Employer contribution / active EE | $1,848 | $5,478-66.3% | $4,821-61.7% | $4,754-61.1% |
| Participant deferral / active EE | $2,205 | $6,521-66.2% | $5,682-61.2% | $6,712-67.2% |
| Admin fee / account holder | $1,312 | $16,155-91.9% | $13,212-90.1% | $11,409-88.5% |