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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,277 | $176,402+90.1% | $134,162+149.9% | $158,966+110.9% |
| Participation rate | 86.7% | 78.7%+7.9pp | 72.2%+14.5pp | 82.0%+4.7pp |
| Annual return | 13.27% | 63.66%-50.4pp | 36.35%-23.1pp | 302.95%-289.7pp |
| Employer contribution / active EE | $11,080 | $5,042+119.8% | $3,705+199.1% | $4,762+132.7% |
| Participant deferral / active EE | $9,290 | $4,093+127.0% | $3,500+165.5% | $5,983+55.3% |
| Admin fee / account holder | $42,719 | $8,719+390.0% | $6,685+539.0% | $11,250+279.7% |