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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,161 | $73,863-49.7% | $143,797-74.2% | $68,490-45.7% |
| Participation rate | 69.8% | 66.7%+3.1pp | 80.3%-10.6pp | 67.9%+1.9pp |
| Annual return | -8.07% | 0.91%-9.0pp | -0.04%-8.0pp | -7.85%-0.2pp |
| Employer contribution / active EE | $856 | $3,185-73.1% | $4,952-82.7% | $2,597-67.0% |
| Participant deferral / active EE | $1,662 | $3,385-50.9% | $5,638-70.5% | $4,028-58.7% |
| Admin fee / account holder | $1,959 | $5,756-66.0% | $14,679-86.7% | $5,403-63.7% |