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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,721 | $68,852+66.6% | $120,524-4.8% | $80,925+41.8% |
| Participation rate | 62.0% | 61.6%+0.3pp | 71.9%-10.0pp | 67.7%-5.7pp |
| Annual return | 13.56% | 23.67%-10.1pp | 107.36%-93.8pp | 35.65%-22.1pp |
| Employer contribution / active EE | $2,462 | $2,063+19.3% | $3,469-29.0% | $2,756-10.7% |
| Participant deferral / active EE | $4,938 | $3,187+54.9% | $4,994-1.1% | $4,299+14.9% |
| Admin fee / account holder | $5,470 | $5,781-5.4% | $9,440-42.1% | $6,940-21.2% |