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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,821 | $157,304+21.9% | $141,197+35.9% | $152,909+25.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 13.50% | 64.34%-50.8pp | 71.41%-57.9pp | 345.46%-332.0pp |
| Employer contribution / active EE | $0 | $5,263-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,255 | $7,111-82.3% | $6,710-81.3% | $5,851-78.5% |
| Admin fee / account holder | $4,694 | $12,126-61.3% | $10,265-54.3% | $11,601-59.5% |