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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,043 | $90,607-47.0% | $79,467-39.5% | $135,380-64.5% |
| Participation rate | 45.5% | 76.0%-30.6pp | 73.3%-27.9pp | 82.6%-37.2pp |
| Annual return | -7.00% | 977.74%-984.7pp | 718.30%-725.3pp | 519.81%-526.8pp |
| Employer contribution / active EE | $1,863 | $3,068-39.3% | $2,800-33.5% | $4,779-61.0% |
| Participant deferral / active EE | $3,953 | $4,050-2.4% | $3,704+6.7% | $5,609-29.5% |
| Admin fee / account holder | $5,608 | $5,895-4.9% | $5,104+9.9% | $10,828-48.2% |