Retirement plan

CROWTHER ROOFING COMPANY, INC., 401(K) PROFIT SHARING PLAN AND TRUST

Name: CROWTHER ROOFING COMPANY, INC. - CROWTHER ROOFING COMPANY, INC., 401(K) PROFIT SHARING PLAN AND TRUST (2016) Form 5500
Creator: CROWTHER ROOFING COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CROWTHER ROOFING COMPANY, INC., 401(K) PROFIT SHARING PLAN AND TRUST, CROWTHER ROOFING COMPANY, INC.

CROWTHER ROOFING COMPANY, INC.EIN 65-0653836Plan #001PY 2016

2543 ROCKFILL ROAD - FORT MYERS, FL 33916239-337-1300

Prospect flagsLow participationLow employer contributionLow participant contribution

How to read this page

Total assets (EOY)

$3.9M

+4.6% from 2015

Total participants

372

+0.8% from 2015

Average account balance

$47,184

-3.0% from 2015

Annual return

4.71%

+4.94 pp from 2015

Benchmarks

See 1,079 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,079 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.53M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$74K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

102

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

11.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$560K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$763

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.79%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8572

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
EPIC RETIREMENT PLAN SERVICES2+ years Filed as: CASE PEARLMAN RETIREMENT PLAN ADVIS Service code 49 · EIN 45-1600395	Other Services	$0
VOYA RETIREMENT INSURANCE & ANNUITY2+ years Filed as: ING LIFE INSURANCE AND ANNUITY CO. Service code 60	Sub-TA Fees	$0
VOYA RETIREMENT INSURANCE & ANNUITY2+ years Filed as: ING MUTUAL FUNDS Service code 28	Investment Management	$0
LIFE INSURANCE AND ANNUITY CO.2+ years Service code 60	Sub-TA Fees	$0
VOYA RETIREMENT INSURANCE & ANNUITY2+ years Filed as: VOYA FINANCIEL ADVISORS Service code 28 · EIN 95-4516049	Investment Management	$0
VOYA RETIREMENT INSURANCE & ANNUITY2+ years Filed as: VOYA INSURANCE AND ANNUITY CO. Service code 60 · EIN 71-0294708	Sub-TA Fees	$0

Plan features & details

Pension benefit codes2E2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$475

$1 / participant

Other / not subdivided$475100.0%

% of EOY assets

0.012%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KEVIN, SILVEY, ZELKO & MACKEY, PA
Auditor EIN: 592527584
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$47,184

$57,921-18.5%

$84,753-44.3%

$57,658-18.2%

Participation rate

17.7%

72.9%-55.3pp

76.6%-58.9pp

70.2%-52.6pp

Annual return

4.71%

10.24%-5.5pp

22.78%-18.1pp

5.13%-0.4pp

Employer contribution / active EE

$17

$2,598-99.3%

$3,574-99.5%

$1,974-99.1%

Participant deferral / active EE

$564

$2,742-79.4%

$3,712-84.8%

$3,061-81.6%

Admin fee / account holder

$130-95.6%

$5,333-99.9%

$95-93.9%

Provider

Service type

Compensation

EPIC RETIREMENT PLAN SERVICES2+ years

Filed as: CASE PEARLMAN RETIREMENT PLAN ADVIS

Service code 49 · EIN 45-1600395

Other Services

VOYA RETIREMENT INSURANCE & ANNUITY2+ years

Filed as: ING LIFE INSURANCE AND ANNUITY CO.

Service code 60

Sub-TA Fees

VOYA RETIREMENT INSURANCE & ANNUITY2+ years

Filed as: ING MUTUAL FUNDS

Service code 28

Investment Management

LIFE INSURANCE AND ANNUITY CO.2+ years

Service code 60

Sub-TA Fees

VOYA RETIREMENT INSURANCE & ANNUITY2+ years

Filed as: VOYA FINANCIEL ADVISORS

Service code 28 · EIN 95-4516049

Investment Management

VOYA RETIREMENT INSURANCE & ANNUITY2+ years

Filed as: VOYA INSURANCE AND ANNUITY CO.

Service code 60 · EIN 71-0294708

Sub-TA Fees

CROWTHER ROOFING COMPANY, INC., 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CROWTHER ROOFING COMPANY, INC., 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion