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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,359 | $85,171-22.1% | $172,753-61.6% | $72,976-9.1% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 23.18% | 27.32%-4.1pp | 803.00%-779.8pp | 81.02%-57.8pp |
| Employer contribution / active EE | $2,492 | $3,324-25.0% | $5,144-51.5% | $2,440+2.1% |
| Participant deferral / active EE | $4,361 | $3,260+33.8% | $5,198-16.1% | $3,608+20.9% |
| Admin fee / account holder | $430 | $5,880-92.7% | $13,956-96.9% | $5,124-91.6% |