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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,753 | $81,358-4.4% | $155,556-50.0% | $80,959-4.0% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 14.14% | 33.39%-19.2pp | 64.84%-50.7pp | 35.67%-21.5pp |
| Employer contribution / active EE | $2,824 | $3,106-9.1% | $4,675-39.6% | $2,757+2.4% |
| Participant deferral / active EE | $5,775 | $3,455+67.1% | $5,631+2.6% | $4,300+34.3% |
| Admin fee / account holder | $14,096 | $7,994+76.3% | $15,885-11.3% | $6,925+103.5% |