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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,344 | $107,368-74.5% | $92,915-70.6% | $152,909-82.1% |
| Participation rate | 81.8% | 79.8%+2.0pp | 76.0%+5.8pp | 82.5%-0.6pp |
| Annual return | 22.25% | 145.64%-123.4pp | 109.45%-87.2pp | 345.46%-323.2pp |
| Employer contribution / active EE | $1,428 | $4,222-66.2% | $3,653-60.9% | $4,764-70.0% |
| Participant deferral / active EE | $5,018 | $4,848+3.5% | $4,238+18.4% | $5,851-14.2% |
| Admin fee / account holder | $1,567 | $7,082-77.9% | $5,796-73.0% | $11,601-86.5% |