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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,039 | $76,551+24.2% | $123,894-23.3% | $62,881+51.1% |
| Participation rate | 86.0% | 73.0%+13.1pp | 81.4%+4.6pp | 69.3%+16.7pp |
| Annual return | 17.50% | 18.68%-1.2pp | 47.52%-30.0pp | 20.14%-2.6pp |
| Employer contribution / active EE | $3,313 | $2,882+15.0% | $4,617-28.2% | $2,281+45.3% |
| Participant deferral / active EE | $7,553 | $4,840+56.1% | $5,984+26.2% | $3,203+135.8% |
| Admin fee / account holder | $2,201 | $4,826-54.4% | $8,357-73.7% | $4,296-48.8% |