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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,083 | $152,612-46.2% | $125,192-34.4% | $152,897-46.3% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 5.30% | 54.85%-49.5pp | 43.79%-38.5pp | 345.43%-340.1pp |
| Employer contribution / active EE | $13,166 | $4,947+166.1% | $3,866+240.6% | $4,764+176.4% |
| Participant deferral / active EE | $7,878 | $5,868+34.2% | $4,937+59.6% | $5,851+34.6% |
| Admin fee / account holder | $735 | $13,437-94.5% | $9,704-92.4% | $11,599-93.7% |