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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,263 | $167,353+40.6% | $143,797+63.6% | $134,545+74.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.43% | 0.48%-13.9pp | -0.04%-13.4pp | 418.37%-431.8pp |
| Employer contribution / active EE | $5,482 | $5,620-2.5% | $4,952+10.7% | $4,742+15.6% |
| Participant deferral / active EE | $23,145 | $6,447+259.0% | $5,638+310.5% | $6,401+261.6% |
| Admin fee / account holder | $19,879 | $18,096+9.9% | $14,679+35.4% | $11,431+73.9% |