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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,747 | $66,402+163.2% | $109,907+59.0% | $85,847+103.6% |
| Participation rate | 100.0% | 63.9%+36.1pp | 74.2%+25.8pp | 69.3%+30.7pp |
| Annual return | 20.17% | 19.59%+0.6pp | 29.46%-9.3pp | 318.61%-298.4pp |
| Employer contribution / active EE | $9,554 | $1,687+466.3% | $2,844+236.0% | $2,565+272.4% |
| Participant deferral / active EE | $6,505 | $2,842+128.9% | $4,047+60.8% | $3,952+64.6% |
| Admin fee / account holder | $1,048 | $4,557-77.0% | $6,069-82.7% | $6,261-83.3% |