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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,114 | $103,038+59.3% | $90,324+81.7% | $152,909+7.3% |
| Participation rate | 42.9% | 75.9%-33.0pp | 73.3%-30.4pp | 82.5%-39.6pp |
| Annual return | 20.63% | 95.25%-74.6pp | 78.15%-57.5pp | 345.46%-324.8pp |
| Employer contribution / active EE | $1,468 | $3,141-53.3% | $2,856-48.6% | $4,764-69.2% |
| Participant deferral / active EE | $4,443 | $4,282+3.8% | $3,885+14.4% | $5,851-24.1% |
| Admin fee / account holder | $1,599 | $6,177-74.1% | $5,356-70.1% | $11,601-86.2% |