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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,427 | $96,388-69.5% | $80,627-63.5% | $139,466-78.9% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 15.59% | 1352.08%-1336.5pp | 936.76%-921.2pp | 373.66%-358.1pp |
| Employer contribution / active EE | $1,148 | $3,260-64.8% | $2,723-57.8% | $4,754-75.9% |
| Participant deferral / active EE | $4,042 | $5,224-22.6% | $4,443-9.0% | $6,712-39.8% |
| Admin fee / account holder | $2,632 | $6,603-60.1% | $5,381-51.1% | $11,409-76.9% |