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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,944 | $73,988-73.0% | $96,538-79.3% | $75,177-73.5% |
| Participation rate | 32.4% | 66.4%-34.0pp | 74.3%-41.9pp | 67.2%-34.8pp |
| Annual return | 24.08% | 26.73%-2.6pp | 35.74%-11.7pp | 160.75%-136.7pp |
| Employer contribution / active EE | $1,411 | $2,930-51.8% | $3,740-62.3% | $2,671-47.2% |
| Participant deferral / active EE | $1,576 | $3,660-56.9% | $4,880-67.7% | $4,126-61.8% |
| Admin fee / account holder | $2,646 | $5,220-49.3% | $6,737-60.7% | $5,651-53.2% |