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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,750 | $102,385+13.1% | $147,080-21.3% | $80,935+43.0% |
| Participation rate | 73.0% | 75.9%-2.9pp | 82.2%-9.2pp | 67.7%+5.3pp |
| Annual return | 10.99% | 135.09%-124.1pp | 420.17%-409.2pp | 35.66%-24.7pp |
| Employer contribution / active EE | $2,937 | $3,717-21.0% | $4,933-40.5% | $2,757+6.5% |
| Participant deferral / active EE | $6,280 | $6,651-5.6% | $8,066-22.1% | $4,299+46.1% |
| Admin fee / account holder | $12,118 | $7,951+52.4% | $12,989-6.7% | $6,924+75.0% |