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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,126 | $48,078-37.3% | $78,676-61.7% | $62,881-52.1% |
| Participation rate | 70.6% | 65.2%+5.4pp | 73.6%-3.0pp | 69.3%+1.3pp |
| Annual return | -3.31% | 31.36%-34.7pp | 62.19%-65.5pp | 20.14%-23.5pp |
| Employer contribution / active EE | $1,177 | $2,015-41.6% | $2,850-58.7% | $2,281-48.4% |
| Participant deferral / active EE | $2,748 | $2,587+6.2% | $3,517-21.9% | $3,203-14.2% |
| Admin fee / account holder | $1,054 | $3,206-67.1% | $4,510-76.6% | $4,296-75.5% |