Filed May 20, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,952 | $49,173+30.1% | $121,098-47.2% | $75,163-14.9% |
| Participation rate | 48.5% | 55.4%-6.9pp | 69.5%-21.0pp | 67.2%-18.7pp |
| Annual return | 18.62% | 55.99%-37.4pp | 985.75%-967.1pp | 160.62%-142.0pp |
| Employer contribution / active EE | $1,530 | $1,546-1.0% | $4,164-63.2% | $2,670-42.7% |
| Participant deferral / active EE | $3,493 | $2,628+32.9% | $4,080-14.4% | $4,125-15.3% |
| Admin fee / account holder | $4,112 | $3,942+4.3% | $5,644-27.1% | $5,651-27.2% |