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| Provider | Service type | Compensation |
|---|---|---|
GOLDMAN SACHS3 years Filed as: UNITED CAPITAL FINANCIAL ADVISERS Service code 27 · EIN 27-0493248 | Advisory (Plan) | $29,832 |
Service code 37 · EIN 04-2647786 | Loan Processing | $11,858 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $5,594 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,721 | $82,188-60.2% | $125,391-73.9% | $64,824-49.5% |
| Participation rate | 91.1% | 77.9%+13.2pp | 82.4%+8.7pp | 71.5%+19.6pp |
| Annual return | -17.30% | 3.50%-20.8pp | 572.41%-589.7pp | 32.84%-50.1pp |
| Employer contribution / active EE | $707 | $3,617-80.5% | $4,816-85.3% | $2,507-71.8% |
| Participant deferral / active EE | $6,217 | $7,177-13.4% | $7,448-16.5% | $4,311+44.2% |
| Admin fee / account holder | $107 | $163-34.5% | $10,009-98.9% | $188-43.0% |