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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,072 | $185,312-55.7% | $161,489-49.2% | $154,746-47.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 17.50% | 103.84%-86.3pp | 89.72%-72.2pp | 172.34%-154.8pp |
| Employer contribution / active EE | $2,869 | $4,769-39.8% | $4,268-32.8% | $4,379-34.5% |
| Participant deferral / active EE | $4,580 | $6,350-27.9% | $5,630-18.7% | $6,730-32.0% |
| Admin fee / account holder | $513 | $18,654-97.3% | $16,006-96.8% | $14,365-96.4% |