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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,412 | $148,623-51.3% | $135,974-46.7% | $139,466-48.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 4.25% | 79.30%-75.0pp | 68.30%-64.1pp | 373.66%-369.4pp |
| Employer contribution / active EE | $3,560 | $5,246-32.2% | $4,859-26.7% | $4,754-25.1% |
| Participant deferral / active EE | $13,692 | $8,103+69.0% | $7,760+76.4% | $6,712+104.0% |
| Admin fee / account holder | $113,730 | $12,406+816.8% | $10,767+956.3% | $11,409+896.9% |