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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,211 | $150,346+16.5% | $120,524+45.4% | $145,877+20.1% |
| Participation rate | 63.6% | 78.8%-15.2pp | 71.9%-8.3pp | 80.3%-16.7pp |
| Annual return | 11.89% | 154.40%-142.5pp | 107.36%-95.5pp | 551.28%-539.4pp |
| Employer contribution / active EE | $2,996 | $4,353-31.2% | $3,469-13.6% | $4,663-35.8% |
| Participant deferral / active EE | $8,494 | $6,172+37.6% | $4,994+70.1% | $6,691+27.0% |
| Admin fee / account holder | $58,630 | $12,215+380.0% | $9,440+521.1% | $13,402+337.5% |