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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,126 | $85,171-84.6% | $172,752-92.4% | $72,975-82.0% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 26.79% | 27.32%-0.5pp | 802.97%-776.2pp | 81.01%-54.2pp |
| Employer contribution / active EE | $1,218 | $3,324-63.4% | $5,144-76.3% | $2,440-50.1% |
| Participant deferral / active EE | $5,015 | $3,260+53.8% | $5,198-3.5% | $3,608+39.0% |
| Admin fee / account holder | $649 | $5,880-89.0% | $13,955-95.3% | $5,124-87.3% |