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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,703 | $109,372-83.8% | $89,414-80.2% | $158,966-88.9% |
| Participation rate | 28.6% | 74.3%-45.7pp | 68.0%-39.4pp | 82.0%-53.4pp |
| Annual return | 65.34% | 345.55%-280.2pp | 245.50%-180.2pp | 302.95%-237.6pp |
| Employer contribution / active EE | $1,320 | $3,171-58.4% | $2,586-49.0% | $4,762-72.3% |
| Participant deferral / active EE | $1,464 | $4,598-68.2% | $3,890-62.4% | $5,983-75.5% |
| Admin fee / account holder | $15 | $6,156-99.8% | $4,883-99.7% | $11,250-99.9% |