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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,344 | $93,064-26.6% | $74,577-8.4% | $273,972-75.1% |
| Participation rate | 71.4% | 74.9%-3.5pp | 68.1%+3.3pp | 83.0%-11.6pp |
| Annual return | 3.36% | 26.18%-22.8pp | 20.47%-17.1pp | 41.46%-38.1pp |
| Employer contribution / active EE | $4,221 | $3,160+33.6% | $2,525+67.2% | $4,869-13.3% |
| Participant deferral / active EE | $8,614 | $4,160+107.1% | $3,458+149.1% | $5,287+62.9% |
| Admin fee / account holder | $678 | $5,273-87.1% | $4,138-83.6% | $10,133-93.3% |