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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,335 | $73,988-36.0% | $96,538-51.0% | $75,177-37.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 13.57% | 26.73%-13.2pp | 35.74%-22.2pp | 160.75%-147.2pp |
| Employer contribution / active EE | $6,144 | $2,930+109.7% | $3,740+64.3% | $2,671+130.0% |
| Participant deferral / active EE | $2,927 | $3,660-20.0% | $4,880-40.0% | $4,126-29.1% |
| Admin fee / account holder | $4,544 | $5,220-12.9% | $6,737-32.6% | $5,651-19.6% |