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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,318 | $150,447-55.9% | $136,298-51.3% | $147,586-55.1% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 25.07% | 1049.15%-1024.1pp | 5156.27%-5131.2pp | 578.59%-553.5pp |
| Employer contribution / active EE | $2,019 | $5,256-61.6% | $4,696-57.0% | $4,876-58.6% |
| Participant deferral / active EE | $5,186 | $6,631-21.8% | $6,247-17.0% | $5,439-4.7% |
| Admin fee / account holder | $2,004 | $10,906-81.6% | $9,244-78.3% | $10,886-81.6% |