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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,434 | $175,231+93.7% | $149,696+126.7% | $139,466+143.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.53% | 166.77%-150.2pp | 134.46%-117.9pp | 373.66%-357.1pp |
| Employer contribution / active EE | $7,608 | $5,478+38.9% | $4,821+57.8% | $4,754+60.0% |
| Participant deferral / active EE | $15,263 | $6,521+134.0% | $5,682+168.6% | $6,712+127.4% |
| Admin fee / account holder | $2,845 | $16,155-82.4% | $13,212-78.5% | $11,409-75.1% |