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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,759 | $160,070+80.4% | $147,117+96.3% | $145,897+97.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.42% | 98.69%-83.3pp | 420.54%-405.1pp | 552.29%-536.9pp |
| Employer contribution / active EE | $6,344 | $5,285+20.1% | $4,932+28.6% | $4,663+36.1% |
| Participant deferral / active EE | $8,913 | $8,419+5.9% | $8,065+10.5% | $6,689+33.2% |
| Admin fee / account holder | $10,716 | $15,035-28.7% | $12,993-17.5% | $13,390-20.0% |