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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,936 | $102,429+220.2% | $147,096+122.9% | $80,925+305.2% |
| Participation rate | 98.2% | 75.9%+22.4pp | 82.2%+16.0pp | 67.7%+30.6pp |
| Annual return | 17.06% | 135.02%-118.0pp | 419.75%-402.7pp | 35.65%-18.6pp |
| Employer contribution / active EE | $15,152 | $3,716+307.8% | $4,936+207.0% | $2,756+449.7% |
| Participant deferral / active EE | $11,975 | $6,649+80.1% | $8,071+48.4% | $4,299+178.6% |
| Admin fee / account holder | $2,629 | $7,957-67.0% | $13,005-79.8% | $6,940-62.1% |