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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,306 | $91,536-47.2% | $130,062-62.9% | $75,177-35.7% |
| Participation rate | 83.3% | 71.5%+11.9pp | 78.5%+4.8pp | 67.2%+16.1pp |
| Annual return | 12.01% | -631.62%+643.6pp | -137.37%+149.4pp | 160.75%-148.7pp |
| Employer contribution / active EE | $2,525 | $2,845-11.3% | $4,322-41.6% | $2,671-5.5% |
| Participant deferral / active EE | $2,784 | $4,343-35.9% | $5,821-52.2% | $4,126-32.5% |
| Admin fee / account holder | $9,774 | $6,780+44.2% | $10,601-7.8% | $5,651+72.9% |