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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,054 | $135,956-5.1% | $123,894+4.2% | $273,972-52.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.94% | 56.63%-48.7pp | 47.52%-39.6pp | 41.46%-33.5pp |
| Employer contribution / active EE | $8,843 | $5,170+71.0% | $4,617+91.5% | $4,869+81.6% |
| Participant deferral / active EE | $6,482 | $6,343+2.2% | $5,984+8.3% | $5,287+22.6% |
| Admin fee / account holder | $1,943 | $9,817-80.2% | $8,357-76.7% | $10,133-80.8% |