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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,912 | $175,231+0.4% | $149,696+17.5% | $139,466+26.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 6.30% | 166.77%-160.5pp | 134.46%-128.2pp | 373.66%-367.4pp |
| Employer contribution / active EE | $2,304 | $5,478-57.9% | $4,821-52.2% | $4,754-51.5% |
| Participant deferral / active EE | $12,000 | $6,521+84.0% | $5,682+111.2% | $6,712+78.8% |
| Admin fee / account holder | $4,063 | $16,155-74.8% | $13,212-69.2% | $11,409-64.4% |