Filed May 15, 2005
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $51,979 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,048 | $42,353-5.4% | $79,550-49.7% | $64,808-38.2% |
| Participation rate | 40.9% | 64.8%-23.8pp | 69.5%-28.5pp | 71.5%-30.5pp |
| Annual return | -18.92% | -12.24%-6.7pp | 0.16%-19.1pp | 32.82%-51.7pp |
| Employer contribution / active EE | $559 | $1,181-52.7% | $2,413-76.9% | $2,506-77.7% |
| Participant deferral / active EE | $3,095 | $3,170-2.4% | $3,985-22.3% | $4,310-28.2% |
| Admin fee / account holder | $31 | $160-80.3% | $6,832-99.5% | $188-83.2% |