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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,586 | $88,707-90.3% | $74,184-88.4% | $273,972-96.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 18.56% | 11.94%+6.6pp | 17.74%+0.8pp | 41.46%-22.9pp |
| Employer contribution / active EE | $4,322 | $3,159+36.8% | $2,370+82.4% | $4,869-11.2% |
| Participant deferral / active EE | $2,819 | $4,212-33.1% | $3,550-20.6% | $5,287-46.7% |
| Admin fee / account holder | $696 | $8,717-92.0% | $5,586-87.5% | $10,133-93.1% |