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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,322 | $90,691-35.7% | $76,119-23.4% | $145,884-60.0% |
| Participation rate | 88.9% | 74.5%+14.4pp | 69.1%+19.8pp | 80.3%+8.6pp |
| Annual return | 7.86% | 624.52%-616.7pp | 361.25%-353.4pp | 551.85%-544.0pp |
| Employer contribution / active EE | $3,101 | $3,329-6.8% | $2,693+15.2% | $4,662-33.5% |
| Participant deferral / active EE | $5,526 | $5,167+7.0% | $4,259+29.8% | $6,690-17.4% |
| Admin fee / account holder | $4,083 | $8,383-51.3% | $6,421-36.4% | $13,392-69.5% |