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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,767 | $102,696+94.5% | $86,235+131.7% | $139,487+43.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 30.98% | 1925.91%-1894.9pp | 1170.03%-1139.1pp | 373.84%-342.9pp |
| Employer contribution / active EE | $15,695 | $3,034+417.3% | $2,381+559.2% | $4,755+230.1% |
| Participant deferral / active EE | $22,125 | $4,679+372.9% | $3,987+454.9% | $6,713+229.6% |
| Admin fee / account holder | $351 | $8,667-96.0% | $6,856-94.9% | $11,407-96.9% |