Retirement plan

RECREATIONAL DESIGN & CONSTRUCTION, INC. 401(K) PROFIT SHARING PLAN

Name: RECREATIONAL DESIGN & CONSTRUCTION, INC. - RECREATIONAL DESIGN & CONSTRUCTION, INC. 401(K) PROFIT SHARING PLAN (2019) Form 5500
Creator: RECREATIONAL DESIGN & CONSTRUCTION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RECREATIONAL DESIGN & CONSTRUCTION, INC. 401(K) PROFIT SHARING PLAN, RECREATIONAL DESIGN & CONSTRUCTION, INC.

RECREATIONAL DESIGN & CONSTRUCTION, INC.EIN 65-0439173Plan #001PY 2019

3990 NORTH POWERLINE ROAD - OAKLAND PARK, FL 33309954-566-3885recreationaldesign.comLinkedIn11-50 employeesconstruction

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$1M

+25.8% from 2018

Total participants

0.0% from 2018

Average account balance

$38,741

+25.8% from 2018

Annual return

17.94%

+24.03 pp from 2018

Benchmarks

See 40,731 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort40,731 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.88M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$75K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$239K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.85%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5578

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$67K

$3203 / participant

Other / not subdivided$67K100.0%

% of EOY assets

6.678%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$38,741

$107,363-63.9%

$92,909-58.3%

$152,897-74.7%

Participation rate

66.7%

79.8%-13.1pp

76.0%-9.3pp

82.5%-15.8pp

Annual return

17.94%

145.63%-127.7pp

109.44%-91.5pp

345.43%-327.5pp

Employer contribution / active EE

$2,027

$4,222-52.0%

$3,653-44.5%

$4,764-57.5%

Participant deferral / active EE

$4,166

$4,848-14.1%

$4,238-1.7%

$5,851-28.8%

Admin fee / account holder

$2,587

$7,082-63.5%

$5,795-55.4%

$11,599-77.7%

RECREATIONAL DESIGN & CONSTRUCTION, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RECREATIONAL DESIGN & CONSTRUCTION, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion